> ## Documentation Index
> Fetch the complete documentation index at: https://carat.im/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# I accidentally paid for an annual plan instead of monthly. Can I get a refund?

Yes, refund eligibility depends on **whether you meet the conditions under our refund policy**, not whether the payment was made by mistake. The refund policy is applied differently depending on your **payment method (web or app)**.

### Website payments

| Usage status               | Refund policy                                                                                         |
| :------------------------- | :---------------------------------------------------------------------------------------------------- |
| **Unused (within 7 days)** | **Full refund** available.                                                                            |
| **Unused (after 7 days)**  | Refund available with **10% penalty fee deducted**.                                                   |
| **Used**                   | Partial refund available for annual subscriptions; monthly subscriptions are not eligible for refund. |

### App payments (Apple App Store / Google Play Store)

Payments made through an app store are subject to **the refund policy of each app store**. Carat cannot process these refunds directly, so please request a refund through Apple App Store or Google Play Store.

<Warning>
  Regardless of payment method, **refunds are restricted once paid credits (usage) have been consumed**. Monthly payments and one-time usage recharges are not eligible for refund if any paid usage has been consumed, and annual subscriptions only qualify for a partial refund after deducting the consumed usage.
</Warning>

For detailed refund policies based on your payment method (web/app) and usage status, please refer to [**What is Carat's refund policy?**](/en/troubleshooting/payment-refund/refund-policy-overview).

## How to request a refund

#### App

1. Tap \[Profile(프로필)] at the bottom right of the app.
2. Tap the \[Menu(메뉴)] (☰) icon at the top right.
3. Go to \[My Credits(내 크레딧)].
4. Tap \[More(…)] at the top right.
5. Select \[Payment History(결제 내역)].
6. Tap the \[Refunds(환불 신청)] button.
7. Select the payment you want to refund and complete the process.

<Note>
  Refunds for app store payments are processed according to **each app store's refund policy**. For details, see the [Apple Report a Problem page](https://reportaproblem.apple.com) or the [Google Play refund request page](https://support.google.com/googleplay/answer/2479637).
</Note>

#### Website

1. Click your \[Account Nickname]\(on mobile web, open the top-left \[Menu(메뉴)] (☰) first) at the bottom left of the website.
2. Select \[Settings(설정)].
3. Go to \[My Credits(내 크레딧)].
4. Select \[Subscription & Usage(구독•사용 관리)].
5. Click the \[Refunds(환불 신청)] button.
6. Select the payment you want to refund and complete the process.

<Warning>
  **Refund policy**

  According to [Terms of Service Articles 25 and 26](https://carat.notion.site/7dd0b316d7dc4f1f8e0bfd68e09e5210), a full refund is available if you have not used any usage within 7 days of subscription. If usage has been consumed, monthly payments and usage recharges are not eligible for refund, while annual payments may receive a partial refund. (App store payments are subject to the policy of the respective app store.)
</Warning>