Credits

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What are credits?

Credits are consumed when using features like chat, image, video, and audio generation in Carat AI. Credits are deducted from your balance each time you use a feature.

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Checking credits

• App: Bottom [Profile(프로필)] → Top right [Menu(메뉴)] (☰) → [My Credits(내 크레딧)]
• Website: Bottom left [Account nickname(계정 닉네임)] → [Settings(설정)] → [My Credits(내 크레딧)]

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Credits screen details

You can transparently check your balance status in the following ways:

• Multi status bar: Separate status bars are created for subscription plans, top-ups, and free credits, allowing you to see the remaining amount and individual expiration dates at a glance.
• Daily free credits: Only activated when you have exhausted all paid/promotional credits.
• Benefit information: You can check the currently applied promotional benefits in the [Benefits in use(혜택 사용중)] section at the bottom of the screen.

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Credits deduction criteria

Credits are deducted differently depending on the type of task and the AI model used. Videos require more credits than images, and high-performance video models like Sora2 and Veo3 require more credits than the Carat Video (LTX) model.

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Check credits per model

You can check the credits deducted per generation for each model before requesting it.

• App: [Home(홈)] → Tap the [Sparkle icon(반짝이 아이콘)] (✨) at the bottom-left of the chat → Select a model → View the per-generation credits on the detail screen.
• Web: Click the [Sparkle icon(반짝이 아이콘)] (✨) at the bottom-left of the chat → Select a model → View the per-generation credits on the detail screen.

To compare model usage across plans at a glance, see ‘How much can I use with each plan?’ on the Upgrade page.

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Credits expiration and deduction order

Credits are consumed in order of shortest expiration date. If you have paid/promotional credits, they will be consumed in order of shortest expiration date, and daily free credits will be provided when all is exhausted.

• Subscribers/Top-ups: Subscription credits and top-ups are each valid for 1 month from the recharge date.
• Daily free credits: Recharged on a daily basis, and remaining credits do not carry over and expire.

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Credits history

You can view detailed credits history to see when, which features, and how much you used.

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How to access

• App: Bottom [Profile(프로필)] → Top right [Menu(메뉴)] (☰) → [My Credits(내 크레딧)] → Top right […] → [Credits History(사용 내역)]
• Website: Bottom left sidebar [Account nickname(계정 닉네임)] → [Settings(설정)] → [My Credits(내 크레딧)] → Top right [Subscription & Usage(구독•사용 관리)] → [Credits History(사용 내역)]

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When you run out of credits

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Free users

• On the upgrade page, use credit top-up or upgrade to a subscription plan to keep using Carat right away.
• Or, watch an ad or tap a button to earn random credits instantly.

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Subscribers

• You can purchase top-ups. There is no limit on the number of top-ups, and you can use them anytime, regardless of your current subscription plan.
• If you regularly need more credits, upgrade to a higher plan on the upgrade page.

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Random credits

When free users run out of daily free credits, you can earn random credits by watching an ad or tapping a button.

• How to earn: When credits are exhausted, watch the displayed ad or tap the button to receive random credits.
• Validity: Earned random credits are valid for 3 days.
• How to check: You can view your earned random credits in [My Credits(내 크레딧)].
  • App: Bottom [Profile(프로필)] → Top right [Menu(메뉴)] (☰) → [My Credits(내 크레딧)]
  • Website: Bottom left [Account nickname(계정 닉네임)] → [Settings(설정)] → [My Credits(내 크레딧)]

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Daily lucky credits

Paid subscribers receive daily lucky credits benefits.

• How to receive: Click the ‘Get today’s lucky credits’ banner that appears when starting a new chat on web or accessing home on app.
• Reset time: Daily at 9 AM KST (UTC 00:00)
• Validity: 24 hours after receiving