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This page covers plans, credits, and billing for a personal workspace. Prices, benefits, credits, and billing or refund paths can differ for a team workspace. For team guidance, see Get started with team plans and Manage team billing, seats, and credits.
Free users can also try Carat’s various AI features with daily free credits. If you need more credits or advanced features, head to the upgrade page to add credits or upgrade your subscription plan.

Plus

More power. More possibilities.

Premium

The rational choice for everyday work

Max

Generous credits and unlimited benefits for serious workloads

Pro

Maximum power. Unlimited creativity.

Detailed plan comparison

Plus plan

  • Price: $20/month (discounted with annual billing)
  • Credits: 10,000 credits/month
  • Lucky credits: Up to 700 credits daily
  • Concurrent generations: Up to 4
  • Unlimited benefits (1 year unlimited, for subscriptions started on or after September 9, 2026):
    • Monthly subscription: Nanobanana, Grok Imagine, Z-Image, ChatGPT Image 2.5 Low
    • Annual subscription: All models from the monthly subscription + ChatGPT Image 2.5 Medium
  • Additional benefits:
    • Access to all AI models
    • Access to all apps
    • Access to all mini-agents
    • Commercial use of generated content
    • Video Generation (30+ video AI models including Google Veo 3.1, KlingO3, etc.)
    • Image Generation (30+ image AI models including Nano Banana, ChatGPT Image, etc.)
    • Video Editing
    • Image Editing
    • Audio Generation
    • Audio Editing
    • Research
    • File Analysis
    • File Conversion

Premium plan

  • Price: $40/month (discounted with annual billing)
  • Credits: 20,000 credits/month (+5% bonus credits in the first month, 1,000)
  • Lucky credits: Up to 1,400 credits daily
  • Concurrent generations: Up to 8
  • Unlimited benefits (1 year unlimited, for subscriptions started on or after September 9, 2026):
    • Monthly subscription: Carat Video Generation (LTX model), Nanobanana, Grok Imagine, Z-Image, Seedream 4.0, Flux 2 Pro, ChatGPT Image 1.5, ChatGPT Image 2.5 Low
    • Annual subscription: All models from the monthly subscription + Nanobanana 2 (1K only, 2K and 4K deduct credits), ChatGPT Image 2.5 Medium and High
    • Subscribed or upgraded to annual during the promotion window: Seedance 2.0 mini, unlimited for 1 day from the payment date
  • Additional benefits:
    • Access to all AI models
    • Access to all apps
    • Access to all mini-agents
    • Commercial use of generated content
    • Video Generation (30+ video AI models including Google Veo 3.1, KlingO3, etc.)
    • Image Generation (30+ image AI models including Nano Banana, ChatGPT Image, etc.)
    • Video Editing
    • Image Editing
    • Audio Generation
    • Audio Editing
    • Research
    • File Analysis
    • File Conversion

Max plan

  • Price: $99/month (discounted with annual billing)
  • Credits: 50,000 credits/month (+5% bonus credits in the first month, 2,500)
  • Lucky credits: Up to 2,800 credits daily
  • Concurrent generations: Up to 8
  • Unlimited benefits (1 year unlimited, for subscriptions started on or after September 9, 2026):
    • Monthly subscription: Carat Video Generation (LTX model), Nanobanana, Grok Imagine, Z-Image, Seedream 4.0, Flux 2 Pro, ChatGPT Image 1.5, ChatGPT Image 2.5 Low
    • Annual subscription: All models from the monthly subscription + Nanobanana 2 (1K only, 2K and 4K deduct credits), ChatGPT Image 2.5 Medium, High, and xHigh
    • Subscribed or upgraded to annual during the promotion window: Seedance 2.0 mini, unlimited for 3 days from the payment date
  • Additional benefits:
    • Access to all AI models
    • Access to all apps
    • Access to all mini-agents
    • Commercial use of generated content
    • Video Generation (30+ video AI models including Google Veo 3.1, KlingO3, etc.)
    • Image Generation (30+ image AI models including Nano Banana, ChatGPT Image, etc.)
    • Video Editing
    • Image Editing
    • Audio Generation
    • Audio Editing
    • Research
    • File Analysis
    • File Conversion

Pro plan

  • Price: $200/month (discounted with annual billing)
  • Credits: 100,000 credits/month (+10% bonus credits in the first month, 10,000)
  • Lucky credits: Up to 3,500 credits daily
  • Concurrent generations: Up to 8
  • Unlimited benefits:
    • Carat Video Generation (LTX model): lifetime unlimited (external models such as Google Veo, Kling, and Seedance 2.0 deduct credits; the limited-time Seedance 2.0 mini benefit is the exception)
    • Monthly subscription (images 1 year unlimited): Nanobanana, Grok Imagine, Z-Image, Seedream 4.0, Flux 2 Pro, ChatGPT Image 1.5, ChatGPT Image 2.5 Low
    • Annual subscription (images 1 year unlimited): All models from the monthly subscription + Nanobanana 2 (1K only, 2K and 4K deduct credits), ChatGPT Image 2.5 Medium, High, xHigh, and Max
    • Subscribed or upgraded to annual during the promotion window: Seedance 2.0 mini, unlimited for 7 days from the payment date
  • Additional benefits:
    • Access to all AI models
    • Access to all apps
    • Access to all mini-agents
    • Commercial use of generated content
    • Video Generation (30+ video AI models including Google Veo 3.1, KlingO3, etc.)
    • Image Generation (30+ image AI models including Nano Banana, ChatGPT Image, etc.)
    • Video Editing
    • Image Editing
    • Audio Generation
    • Audio Editing
    • Research
    • File Analysis
    • File Conversion
The prices above are monthly list prices. Annual billing comes with a discount and covers more unlimited models, and limited-time promotions may also be running. Rates change over time, so check the upgrade page for the amount and discount currently applied.
“Carat Video Generation” unlimited applies only to Carat’s in-house video model (LTX). Advanced external video models such as Google Veo, Kling, and Seedance 2.0 deduct credits regardless of your plan (the limited-time Seedance 2.0 mini benefit is the exception).Unlimited benefit models are subject to change. To see the benefits currently applied, check the upgrade page before subscribing, or My Credits(내 크레딧) if you’re already subscribed.Unlimited benefits apply when you generate in the Carat app or website, with the AI agent or the [Generator(생성기)], and they don’t apply through MCP (Carat connected to Claude or another AI tool). Through MCP, credits are deducted even for unlimited-eligible models, and generation stops when your balance isn’t enough. Top up or change your plan on the My Credits(내 크레딧) page, or switch to the [Generator(생성기)] in the Carat app or website to keep your unlimited benefit. See Unlimited benefits don’t apply through MCP for details.
For more detailed comparison, please visit the upgrade page.